Buy now, pay later without the fees

Get the things you love without breaking your budget. When you use Affirm, you’re choosing the smarter way to pay over time with no hidden fees and no sneaky fine print.

No Credit Impact
Checking your eligibility is quick and easy—and it won’t ding your credit.

Get Set Up in Minutes
Setting up Autopay is easy, so the only thing you’ll have to do is enjoy your purchase.

No Fees – Ever
That’s why over 1 million shoppers trust Affirm
✓ Use Affirm on any purchase over $300
✓ Make 3, 6, 12 or 24 easy monthly payments
✓ Get up to 6 months no interest
*All terms are subject to credit approval.

How to Buy with Affirm

Step 1
Fill your cart
Shop then simply select Affirm at our checkout. Then enter a few details for an instant decision.
We do a soft credit check when you apply for any Affirm payment plan. This won’t impact your credit score.

Step 2
Choose How to Pay
Select your payment plan, then confirm your loan.
We’ll never charge more than you see up front.
For example:
Let’s say you make a purchase of $1,000. Choose to pay over 3 ($333/mo),
6 ($166/mo) or 12 ($83/mo) months from 0-30% APR (subject to provincial
regulatory limitations).
Please see table below for more details.

Step 3
Make Your Payments
We’ll send you email and text reminders whenever a payment’s coming up.
(Message and data rates may apply.)

Need more info? Affirm’s got you…
Visit the Affirm Support Center for common questions, account inquires or to seek further assistance.


The table below is representative of credit and terms offered by Affirm Canada.

Scroll to Top